Mobile banking

Mobile banking is a modern technology of financial services that could be provided through mobile operators, agents and other payment centers to make payment and receive funds. Important role in providing these services also play the MFIs. In order to study the possibility of implementation of this product in Tajikistan GTZ and AMFOT invited the experts from French company HORUS.

Micro leasing

Micro leasing scheme offers financial leasing to micro and small businesses. It’s combines the traditional leasing mechanism and practices for monitoring lessees used at microfinance. Means that earns company from use of purchased equipment by leasing scheme will cover the lease payments and allow businesses to develop further. This mechanism is a critical tool that helps grow up the small business. This product is under implementation with the support of GTZ microfinance project. Several organizations which meet the requirement of this project received funding to provide micro leasing.

Islamic banking

Islamic banking refers to a system of banking activity that is consistent with the principles of Shariah (Islamic solutions) and its practical use through development of Islamic economy. Principles, which emphasize the moral and ethical values in all respect, have a general interest. Sharia prohibits the payment or acceptance of interest (riba) for lending and receiving money, as well as for trade and other activities that provide goods or services that are considered contrary to its principles.